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Chapter 13 Bankruptcy

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Chapter 13 Bankruptcy

If you are struggling financially or your debt is out of control, we can help you by filing for Chapter 13 bankruptcy. This federal law provides for adjustment of debts of an individual or family with regular income and Chapter 13 allows you to keep property and pay debts over 3 to 5 years.

If you fell behind on your 1st or 2nd mortgages and you have a pending foreclosure date, you can pay your mortgage arrears over 3 to 5 years of your bankruptcy. In some instances (depending if your house has equity), you may be able to “strip” the 2nd mortgage from your house. Also, we can help to lower your monthly payments on your debt and eliminate interest and penalties on tax debt.

At Gonzalez & Garcia, APC we will assess your financial situation and determine the best option for you and your family. We will quickly gather the necessary information, review the information with you, file your bankruptcy case, meet all required deadlines, attend the court appearance, and guide you along the way.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Gonzalez & Garcia, APC, operates as a law firm that assists individuals with filing bankruptcy relief under the Bankruptcy Code and may be deemed a Debt Relief Agency in connection with such practice.

Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy

Life can throw a lot of curve balls and some can be extremely difficult to recover from. The loss of a job, a serious illness, the death of a loved one or a major accident can cause a financial burden — especially for an individual or a family that is already struggling to make ends meet. And, most of you have to endure the endless phone calls and creditor harassment at all hours of the day.

At Gonzalez & Garcia, APC we work with individuals and families who want a fresh start by quickly determining if they qualify for Chapter 7 bankruptcy. We will quickly gather the necessary information, review the information with you, file your bankruptcy case, meet all required deadlines, attend the court appearance, and guide you along the way. Also, at the time of filing your bankruptcy, the bankruptcy automatic stay will immediately stop creditor harassment, all phone calls, bank levies, and wage garnishments.

In approximately 3 short months from filing your case you will receive your discharge. At this time, your bankruptcy will eliminate most of your debt, if not all of it, and in some instances any income taxes you owe the I.R.S. or Franchise Tax Board.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Gonzalez & Garcia, APC, operates as a law firm that assists individuals with filing bankruptcy relief under the Bankruptcy Code and may be deemed a Debt Relief Agency in connection with such practice.

Civil Litigation

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Civil Litigation

When an individual or business commits fraud by using deceitful tactics to gain an unfair advantage, it’s important to have a civil litigator on your side. Unfortunately, too often in family or business transaction the following disputes of breach of contract claims, partnership disputes, commercial disputes, insurance coverage disputes, small business litigation, title disputes, accounting and/or fraud occur.

At Gonzalez & Garcia, APC we offer high-quality legal representation and personalized attention to our civil litigation clients. We are experienced in taking cases to trial to defend our clients’ position and merits. We are diligent in the discovery process and will advise you every step of the way. We are confident that our professionalism in handling your case will be demonstrated up to and including trial.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Insurance Litigation

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Insurance Litigation

Securing auto, homeowners, health or life insurance is intended to provide you with peace of mind knowing that if you are involved in an accident, or if a loss occurs, the insurance company will provide the security that you expect by paying the claim. Unfortunately, this is not always the case.

If you have experienced a loss and your insurance company has denied or declined your claim, the company may be held liable for bad faith insurance practices. It is important that you have a qualified attorney who will pursue your right to prompt payment on your claim.

At Gonzalez & Garcia, APC we are familiar with the various types of policies and the manner in which the insurance industry responds to claims. In turn, we will immediately evaluate the merits of your claim and proceed against the insurance company to resolve your claim and/or bring a bad faith action against them.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Slip-and-Falls / Premises Liability

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Slip-and-Falls / Premises Liability

Whether you are walking in a store, a restaurant or along the sidewalk, there are many potential hazards that could cause a slip-and-fall accident. If a store owner fails to keep the premises free of hazards or a restaurant owner fails to clean up a spill, the negligence of that business owner played a part in the accident. You have a right to be compensated for your injuries.

At Gonzalez & Garcia, APC we provide personalized service to each and every client. We ensure that our clients receive the medical care they need in such difficult and painful times. And, we help all our clients recover their lost wages, medical expenses, and damages for emotional pain and suffering.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Motorcycle and Bike Accidents

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Motorcycle and Bike Accidents

Riding a motorcycle or bike provides a level of freedom that you can’t get in a car or truck. Along with that freedom is the risk of injury if you are in an accident. Because bikes and motorcycles lack the major framework provided by a car or truck, injuries sustained can be much more serious. If you have been injured in a bike or motorcycle accident, it’s important that you contact an experienced personal injury attorney right away.

At Gonzalez & Garcia, APC we provide personalized service to each and every client. We ensure that our clients receive the medical care they need in such difficult and painful times. And, we help all our clients recover their lost wages, medical expenses, and damages for emotional pain and suffering.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Commercial Trucking Accidents

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Commercial Trucking Accidents

An accident with a commercial truck can have devastating effects, including paralysis, spinal cord injuries or brain injuries that can take an emotional toll and prevent you from returning to work. If you or someone you love has been injured in an accident with a commercial truck, you have a right to compensation to help cover medical expenses for your injuries.

At Gonzalez & Garcia, APC we are experienced at handling truck accident cases and are familiar with the arguments that the insurance company and its lawyers will most likely use. We have a history of success securing lost wages, medical expenses, and damages for emotional pain and suffering for our injured clients.

To schedule a free initial consultation to discuss your case, contact Gonzalez & Garcia, APC today by calling 760-357-1158 or 619-420-1239.

Dog bite attorney

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Dog bite attorney

Vicious dog bites are traumatizing and painful life-altering events. In addition to physical scars, victims often have emotional scars as well. If you or your loved one has been bitten or severely mauled by any dog or pet, including, but not limited to, Pit Bull, Bull Terrier, Bulldog, Boxer, Chow Chow, Doberman Pinchers, Rottweiler, German Sheppard, or even a small dog or pet, then California law protects you.

Dog Bite Attorney for Chula Vista, Imperial County
Dog Bite Attorneys at Gonzalez & Garcia, APC offers full legal services in Chula Vista, Imperial County, and nearby areas. You can expect personal attention and utmost great experience to recover from the trauma caused due to a dog bite or attack.
We are directly tied to your interest so you can be assured that you can concentrate on your recovery while we work to maximize your financial settlement. Our successful track records show that we fight for every penny that you deserve!!

At Gonzalez & Garcia, APC we will apply California’s “No One-Bite Rule” and help you recover from your life-altering dog attack. We offer high-quality legal representation and personalized attention to all our clients. We offer a free initial consultation to learn the details of your case and determine the best course of action. Then, we will work to maximize your compensation for your injuries. And, more importantly, we will guide you every step of the way to ensure that you can move forward with your life.

To schedule a free initial consultation to discuss your case, contact us today by calling 760-357-1158 or 619-420-1239.

Auto Accident Lawyer

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Auto Accident Lawyer

Auto Accident Law Suites

Have you or your loved one been injured in an auto accident due to someone else’s negligence? You may need to deal with disaster caused by such an accident in terms of losing your income if you are too injured or no longer able to work. You may also face the medical bills and expenses piling up due to an accident.

The cost of healthcare and well-being shouldn’t become a burden for you or your family, especially when the accident was caused due to someone else’s negligence. To help you fight for your compensation you will need an experienced Auto Accident lawyer San Diego. We at Gonzalez & Garcia, APC San Diego offers full legal services in this space.

Auto Accident Lawyer San Diego

We provide assistance in dealing with auto accident issues involving liability, claims, and settlements. We are directly tied to your interest so you can be assured that you can concentrate on your recovery while we work to maximize your financial settlement.

At Gonzalez & Garcia, APC we offer high-quality legal representation and personalized attention to all our clients. We offer a free initial consultation to learn the details of your
case and determine the best course of action. Then, we will work to maximize your compensation for your injuries. And, more importantly, we will guide you every step of the way to ensure that you can move forward with your life.
Sooner you contact us at 760-357-1158 or 619-420-1239, the sooner our experienced Auto Accident Lawyers San Diego can help with high-quality legal representation in handling your claims and lawsuits.

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